Yes, those numbers are what I would write a check for after subsidy.  75% coverage drops the premium to 20.54eu/48.86ou.  The increased premium to go to 80% and higher doesn't really justify the benefits.  I also have a really good agent, we meet a couple of times to go over things before mar. 15, been doing this for years.  Apparently the ins. companies think its very risky to try to raise corn bushels up here, and it probably is.