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Should a established farm need an operating loan every year??
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hibernian
Posted 12/26/2015 18:42 (#4988739 - in reply to #4988697)
Subject: RE: Should a established farm need an operating loan every year??


Northeast Maine/Southern New Hampshire.		Correct way to farm is.
Paid for land, paid for equipment, and all inputs paid for by 31 Dec of previous year.

Oh, wait we can't all do this.

Oh, well I'd say just use the best commonsense we can and some borrowing is definitely justified.

It's not the interest bill is gonna kill ya, more likely a combination of lower commodity prices and and out of hand expenses or poor crops.
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