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Very little chance for price recovery. Why buy Fall price protection ?
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Abelsron
Posted 3/12/2019 20:17 (#7376472 - in reply to #7375648)
Subject: RE: My premium does not Decrease that much with HPE.....


NC Iowa Thompson
I just had my take with my agent today. My thinking is we have ( 900+ ) carryover. Even if we have a bad crop the market is not going to be chasing beans as have plenty. I can go for 80% to 85% for right at the same price. If I look at corn I use the same logic. I will move my coverage from 80% to 85% for the same money. I do not farm for insurance, but it is a tool. If you want all the bells then you can buy ramp coverage and go to 95% for another $ 23.00 an acre. If I do that even with my small acres I basically can get A vacation or new a pickup every with what a save or gamble. When I use to sell fed crop they showed us a chart at training in a 10 year period the times you will collect with HPO or full coverage. In my area and my history of losses H P O works best for me .
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