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| Consumers who want to safeguard their money in these turbulent times will benefit from the four-year extension of $250,000 FDIC deposit insurance per depositor on individual accounts. The insurance limit was slated to roll back to $100,000 Jan. 1, 2010, but Congress has extended the deadline through Dec. 31, 2013. As things stand now, the standard insurance coverage will revert to $100,000 per depositor Jan. 1, 2014.
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