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Health insurance
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Greywolf
Posted 7/20/2018 09:51 (#6881722 - in reply to #6881056)
Subject: Just curious Dave



Aberdeen MS
Is that 40% off of normal billed price or accepted cash no insurance price?

Last winter I had a broncosopy (sp?), first billed price to the ins com was 9800 for the hospital charges. $1100 for the Dr charges. Chest CT was billed out at $2450.

Ins company kicked it down to $3150. As my deductible wasn't met yet, my full cost. Paying cash in full at that point gave me a 15% discount for $2680. Dr accepted $440 paid in full. CT out of pocket was $685 paid in full.

When all said and done, total initial billed price for my pneumonia with out hospital stay was just a bit over $19K, and I didn't meet my $5K deductible.

I'll have to ask my daughter what her plan consists of. She's an RNBN at HCMC Minneapolis. Level 1 Trauma.
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