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Ne Nebraska | I’ve found it not really cost effective to insure my cows. I’d have to lose over 3% each year in a single occurrence to make it pay. Between the premium and deductible losing one here or there won’t pay back with $1000 deductible for each occurrence. So I take my losses on one or Two a year and replace them with saved premiums. Only pay on natural occurrence too such as lightning. Just my two cents.
I do insure bulls as higher value per animal pays back better with each one. | |
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Insurance on cattle
