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![](/profile/get-photo.asp?memberid=9898&type=profile&rnd=178) Floyd County, Iowa | Would agree with you to a point, but how many years would OP have to self invest before he has a $500,000 or even $1,000,000 medical situation covered?
If he can't pay the bill, then farm160's last paragraph would be true.
If OP doesn't have the money, he'll have to file for bankruptcy, leaving the costs to be absorbed by everyone else.
This already happens with the true "dregs" that don't have insurance, passing the costs on the ones that have insurance.
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