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SE Nebraska | If they refinanced and didn't come out any better, then they aren't following Dave. Just the other day he was advising someone on the radio that it wouldn't make sense to refinance if the difference in rate and the cost didn't make sense. Usually in this case he just advises to pay extra and pay it off like a 15yr mortgage.
As far as investing instead of paying off a house early, Dave asks, "If you had a paid for house, would you mortgage it to get money to buy mutual funds?" | |
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Dave Ramsey coarse
