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Consider ICF foundation
1) You can pour the wall yourself they go together like lego blocks, no capital investment in traditional forms.
2)Allows for 9' basement with little additional cost as compared to traditional almost doubles when you go over 8' .
3) With your new 9' basement height you can do a dropped ceiling in basement.
4) Dropped ceiling allows for speed in plumbing, electrical, ductwork, and drywall.
5) spray foam insulation just do it.
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Building new house
