I am in the same situation as you. I will have to prepay just as I have done the last few years. I wonder if the fertilizer and seed companies know that and they will hold the prices high until after the 1st of the year. If they drop too much after the first I would think they would have a lot of returns on seed. I am trying to save were ever I can on inputs but I don't think I can threaten to not buy until in 2015.