Bankers are not "friends". They will "enslave" you as long as you make them money with  minimal risk to them.   The last banker I worked for "fired" me in 08 because the UNcoop I was a member of changed the bylaws to pad the CEO's bonus when I didn't have the land to raise the beets.   I paid the bank off, & have done better without a banker or beets.  Do NOT allow someone or something to "OWN" you.