Northeast Nebraska and Candelaria Philippines | Here's one of Vanguard's funds
https://personal.vanguard.com/us/funds/snapshot?FundId=0585&FundIntE...
8.42 10 year return and 5.61 since inception.
That fund doesn't have any better return then an equity indexed life policy, plus you have a risk of loss, and plus no death benefit.
Are the fees higher with mine, YES. Are the benefits greater? YES.
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