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which would the banker rather hear?
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tkoppel
Posted 8/30/2014 10:17 (#4046911 - in reply to #4046843)
Subject: RE: which would the banker rather hear?


Sanilac Co. Michigan
hinfarm - 8/30/2014 09:32

newholland4life - 8/29/2014 09:40

I like the idea of not needing a banker for my inputs but that's just me. With the last run of grain prices why do guys need fronted money to plant? Maybe I'm missing something, but I've always thought loans were for land and equipment. Seems like like a cat chasing his tail to be using one years grain check to pay last year's inputs. No wonder some people don't get out till their dead....

I don't mean any disrespect, but I just wonder how debt for everything is the way to go....


With a comment like that I assume dad just threw you the reins and you just took over or you have been farming for a really long time and I don't mean any disrespect either but your comment really shows your ignorance in what it takes to litterally start with nothing.


Look, I started with NOTHING twenty years ago and managed to buy and pay for 190 acres, all my farm equipment, and fronted my own money for operating. I paid the last 40 off last summer, and I can't help but say it was a proud moment for my family and me. It can be done, but you have to have a plan, set your priorities, and accept that there are some things that are out of the picture.

Success is a series of "base hits", not home runs. Having a wife and family that pulls with you helps a lot too. Hinfarm, it's hard to start without help but it can be done. You can succeed without wining the "sperm lottery", just requires sacrifice.
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