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| Conduct business with a locally owned bank and a banker that lives in your community. Make sure that he or she is the type that a handshake and their word are both solid. You are at a disadvantage after signing anything so be very careful what you agree to. The fractional reserve stuff doesn't matter much if you protect and know your own situation. I hope that helps, it would be easier to tell you what I think if we were leaning on a fence in the back 40. | |
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