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Clear Lake, Iowa | I was run off of this site by a regular since I screwed up trying to post pics on my first day here and vowed to never post again, but your deal tugged at my heart... Sorry seems inadequate, but I'll say it anyway. I'm so sorry.
Attitude goes a long ways towards healing, but as a realist one has to acknowledge those odds...
Hard to say what you should do financially since we only know your debt and not your assets. Debt appears small, but maybe isn't if assets are limited.
I would not take advantage of your creditors: I would pay my bills, otherwise it's hard to say due to not knowing your assets.The only way I would ever "beat" the credit card companies if it was necessary to keep up with your health insurance premiums. I would probably sell off stuff once you can't use it/ or stuff you already don't use but have accumulated. Something to keep your mind occupied and something less for your wife do do under distress. If you have good friends to help, an auction would be good; don't try to be the main guy on it though as you won't be able to do it with focusing on your health. An auction normally makes sure stuff brings what the market will bear rather than taking a chance on "giving" an item away if someone takes advantage of your wife later.
I would tell my wife I don't expect her to mourn forever (if things go the way of the odds), and remember GOOD times and not dwell on the tough days ahead. I see your job now, besides caring for your health which is #1 priority- I see your job is to prepare to make your wife's life as secure as you can if she ends up alone, and that means disposing of stuff and paying things off and banking some cash for her to continue on with. Good husbands enjoy doing nice things for their wives, and this would be a VERY good thing.
A meeting with your banker and accountant would be second priority right after doctor's appointments. Don't be stubborn-trust their advice.
Personally, I would need to see a good clergyman-that may or may not appeal to you, good ones can not only comfort the patient but give a great deal of comfort and assistance to those left behind.
I don't have much more to say other than your obviously a brave man. Good luck | |
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im 56 and have stage four lung cancer...need advice
