Iowegian,

You have my heartfelt thanks, respect and sincere appreciation for coming on here and spelling things out like this. It is most refreshing to know that there are bankers who feel the same things that a lot of us here are feeling. You have shown yourself to be a man of integrity and character. We are all better on Market talk for having discussed this issue with you.

Your commentary and background on how your bank provides diligence and is careful about how you operate would most definitely reassure me if I were a depositor at your bank.