How old are you?? 

I have my opinion, and maybe some will disagree.  If you think back to the times before crop insurance,  every time there was a bad year,  farmers - or maybe farm organizations - would go crying the blues to their government representatitves on how bad things were down on the farm, and how all the farmers were going out of business due to bad weather.  Someone finally got tired of the government paying out all those $$$$ for disaster payments, and decided to do something different.  So, they came up with a plan to get farmers to buy into crop insurance.  I suspect they figure it would cost the government less to subsidize crop insurance premiums, than it would to constantly bail out farmers with disaster payments.  I think their goal is to get all farmers to fund their own disaster payments thru crop insurance. 

How does that sound to you?  How far off do you think I am?????