Just a quick comment before I read and listen to the links -

I find it very depressing that the wages of my neighbors and fellow citizens have been cut in half and they don't even comprehend it.  Resources are getting extremely expensive for the wage earners and they don't even realize who has stolen half of their earnings.   Even if they are completely delevered, this wage theft hangover is going to hurt this economy and country for a very long time IMHO.