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USA | Numbers don't add up. If you have 5 year APH history of 58 and year 6 was zero = 48.3 APH.
If you have YA, yield plug would be 34.8 for a zero yield reported this year. Would lower your APH to 54.1.
Lets say bean settlement price is $14 bu . If their insurance pay you on zero yield , you have gained an extra $487 on APH yield income.
4 bu yield APH hit over the next ten years = 40 bu. $487 @ 40 bu about $12 bu . Don't see that you will take it in the shorts big time if have have YA on your crop insurance policy over the next ten years.
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