No. I do not use leverage.

Dad went through the 30's so you know how I was brought up,  conservative. 

I don't even feel comfortable in any stocks. 

I have been a CD and Tres. bills until those rates went so low. 

I am just looking at something to diversify into to try and store some value of the money I have saved. 

Increase in value would be nice, but I am like the Japs.  I would be happy if the money had zero interest on saving and it just held it's value.

I just have absoultly no one to ask these sort of questions.  No family that is.  

Thanks.