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Central South Dakota | you just said a mouthful. Sometimes cleaning up a smaller loan to free cashflow up is more helpful than worrying about which loan has the higher interest rate. When I have had extra cash, I'll get a smaller loan paid off, but I had the payments factored in my budget so when the time comes I'll take the money the payment would have been and apply it to a different loan. Debt can start disapeearing fast this way, if you just stay dissaplined, problem is most people see that extra cash laying around and decide they need to buy something else that they need to make payments on. | |
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How do you pay back your debt?
