I am trying to get into this.  You have to be a member of a coalition to have a health plan that does not comply with ACA and avoids the stupid and a bunch of the extra costs.  Premium is way less than half of an ACA compliant plan.  Still working on figuring it out.  Insurance that works the way it used to work, more or less.  Uses the United PPO network far as I can determine.  They of course only want to underwrite healthy people.  


https://www.aibcoalition.com/


https://www.ushealthgroup.com/content/ushealthgroup/us/en.html