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Health Insurance.
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thinkstoomuch
Posted 8/12/2026 08:58 (#11725737 - in reply to #11724134)
Subject: RE: Health Insurance.


Kettle Moraine, WI
I looked over their website and maybe you can add some experience from the 10 years of being a part of it.

Has the cost per unit went up significantly over the 10 years?

There is strength in numbers and things tend to average out over time. How do they handle a month of above trendline expenses? I see they have a fund that somewhat acts as capital reserve fund, but if they don't have enough allocatable resources do they pay less than 100% of approved requests, ask for additional sharing from members, or slow payouts as new money arrives?

I think health sharing has its place and like the idea of reimbursement so people take accountability for costs and their care.
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