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Southeast WI | It's one of those things that doesnt need to be worried about. A vehicle is not an "investment". It is an expense that people take on for various reasons as much as buying food and eating it is an expense. You're always underwater buying food, too. Both are necessary parts of just living in this world. Sure you could use public transportation if it were available but thats not a viable option for any of us out here. So we have vehicle expenses among many other things that are "underwater".
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Car loans
