Posted 7/30/2026 15:00 (#11713829) Subject: Farm Insurance Renewal - which option would you pick
SW Indiana
Renewing Sept 1st.
Currently have $5000 deductible, renewal rate is $23,728
or
Deductible $5000 except wind/hail on any structures (house, shops, bins) would be $10,000 for renewal of $23,016
I'm leaning towards the $5000 on everything, have had 2 hail claims in the last 3 years and had several roofs replaced. Before that it had been maybe 20 years since a wind claim on the farm.