oldskool - 6/9/2026 06:23 And that is probably true for your particular situation MaineFarmer. However, in most businesses that deal with Joe public, they carry a pile of accounts receivable(that are really never receivable). Sure, you can have a prepay policy, then you end up with bounced checks and forgotten checkbooks. Word gets out that you didn’t put tires on a single mom of 5s car and now you’re the bad guy. Never mind the $5,000 she already owes on top of the nsf check fees. CC fees all of a sudden aren’t half bad. Maybe you’re bringing in $200,000 gross fairly regular, but my example was just one customer. Usually there’s about 5 or so locals that pull the no pay bs. Unfortunately, some of the worst offenders are the most prominent in the community. Not easy to weed out who’s word is good until it’s too late and the services have been rendered. When the guy I worked for in hs passed his family found accts receivable for over $50,000 that were 3months to 3 years overdue. Some of the names were surprising, what was shocking is when those same people would come up to the family and offer their condolences like they didn’t owe a dime. This was back when $50,000 would buy a decent trailer house. Guy could have retired early if he’d have got paid for all the freeloaders over the years.