roadranger82 - 6/8/2026 07:27 Thing about debt cards, they dont have the fraud protection credit cards do. If you have your debit card stolen, then they have access to your bank account If you have your credit card and have a fraudualnt charge on it, you can dispute it and they will take it off. If it gets stolen they close the account and give you a new one with different number, and your bank accounts are safe. I pay some bills online with a credit card because the mail is so bad anymore if I mail them a check its only a 50/50 chance it gets there Its simple.......You only pay intrest on credit cards IF YOU DONT PAY THE ENTIRE BALANCE MONTHLY!!!! Get one that pays you back a percentage, ususally 1-2% and pay it off every month