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| packerfan - 4/19/2026 22:49
But you just involved assumptions. You’re assuming locking everything in at fixed rates was the best move. It may be now, but who knows 10 years from now? Time will tell.
(Reply to Boone) No, I’m not assuming that at all.. An assumed rate of return would be from the equities markets, whereby one would have to input a number based on historical averages. Using your logic, no one would use fixed rates on land loans, only variable. Do you market bushels up to your assumed yield, or your crop insurance guarantee? If not, why not? If so, what next when your assumption didn’t pan out as hoped? The old adage/cliche “You know what happens when you assume something” comes to mind. In retirement planning, the more moving targets you can remove, the better you’ll enjoy life. We’re completely comfortable with our decision.
Edited by Boone & Crockett 4/20/2026 07:11
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Cash, accrual, opportunity cost, accounting.
