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HYSA vs No Penalty CD
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broketenant
Posted 4/10/2026 20:47 (#11613776 - in reply to #11613289)
Subject: RE: HYSA vs No Penalty CD


What Reality says below... Keep in cash in the HYSA. I dont really find CDs attractive at all. You could also do short term treasuries. You would have your money tied up for a month (shortest bills), but typically get slightly better yield and it shouldn't be too hard to get some sort a bridge loan set up using the treasuries as collateral if you needed the money for some reason before expiration.
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