EC SD | redoak - 3/18/2026 17:01
No where near enough to trade stocks...Banker says long term nobody beats going with EFT's long term..
I cannot even mkt. beans,corn wheat any good
Agree that for most people, a SP500 tracking ETF, like VOO or SPY, is the way to go for best long term performance. Maybe split the account a few ways though. Perhaps 80% stocks and 20% bonds (the ratio to use depends on your risk tolerance). Look for investment grade corporate bonds that currently pay 5% or 6%. Then split the stock part in two again, with 40% VOO, and 40% VGT (a technology ETF, since that is where most of the growth in the market comes from).
For myself, I consistently outperform any ETF strategy over the long term by picking individual stocks, and holding them for months, sometimes for years. Over the last 5 years, my total account CAGR is 32% annually, about triple of the SP500 ETFs over that same period. I have been trading individual stocks for 25 years now, and do agree it takes a lot of time over a lot of years to get good at it... |