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insurance
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HuskerJ
Posted 3/16/2026 08:20 (#11586417 - in reply to #11585361)
Subject: RE: insurance



East of Broken Bow
Yes, insurance is high on new vehicles.

Part of the reason is the cost of repairs.

I have an old pickup with a grille guard and a metal grille (yes, it is that old). Hit deer, pheasants, etc with it, and I challenge anyone to point out where any of them 'hit'. The grille guard stopped the deer, but I have had birds go between the bars and hit the grille with no damage.

Fast forward to a new vehicle, I know a guy who hit a cat, yes a cat with his new car, and did $2500 worth of damage. Was in a residential neighborhood, and says he wasn't going over 25 MPH. Some of the new cars have front ends so delicate I think you could break them by leaning against them.

Years ago, government safety standards were such that a car had to be able to hit an immovable wall at either 2.5 or 5 MPH with no damage (can't remember which). If two cars with similar height bumpers hit each other in a parking lot, bumper to bumper, normally no damage resulted. Now, government standards require a 'soft' grille/front end, so that it does less harm if it hits a person or animal at low speeds, the grile is actually designed to break/bend when you hit a deer.
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