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S-C Manitoba, Canada | I switched to self insuring a few years ago. I saw the way they treated people with 10 year old plus equipment (saying it was worn out and only covering half the cost even though it was in good shape) and decided it didn't want to pay for that kind of experience. It was getting to the point i could burn up a combine every couple years and be ahead, and i lve never made a claim. There is only one insurance company in my province that would cover custom harvesting so the lack of competition removed all desire to provide a fair value | |
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