In ND last June, we had many farms hit hard by derecho winds.  Neighbors lost
bin sites, buildings and more.  Also elevators, etc.  Easy million dollar losses
on some of them.  It can take 2 years to bring a large bin site back into shape
including legs overhead conveyors and bins. 
Insurance is important......

Remember the Iowa storms in 2021, devastating.  We are all paying for that.