We have State Farm on Auto's, younger brother has State Farm on house in town, as well. They made him replace his roof(which was worn, but solid) or they were going to drop his coverage. This is getting pretty common. He had the new roof get hailed on enough for it to need replaced within a year of it being put on, and they depreciated it and didn't pay the full replacement. I've been happy with them on auto's, but wouldn't use them on property.