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| I actually think humans are remarkably consistent in this regard. A certain percentage of the population is wired to be a builder. A certain percentage will always spend every dollar (or worse) each month, and many are somewhere in between. I have seen many greatest gen & baby boomers over the years that had their victim stories rehearsed and down pat. A couple questions later, a guy learns pretty fast that they made choices and are not actually absolved of accountability like they claim. Human nature is consistent I believe.
Edited by reformedbanker 2/8/2026 12:53
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