nc ks | hinfarm - 2/8/2026
it’s not just from a $7 coffee or a phone with a data plan either.
Not all, but that's definitely part of it. Many poor or middle earning people have very poor spending habits for instant gratification and don't end up buying any assets or investing. A $7 coffee every morning can eat up a lot of 'get out of credit card debt' money. They are not stupid, just ignorant of money management and lack goals. Our education system has failed our nation. |
K shaped economy
