Posted 1/29/2026 08:08 (#11531138 - in reply to #11531116) Subject: RE: am stupid so walk me through this
NeMO
In reality you aren't missing something. It cost the same out of pocket either way. But when some banks (not sure if they all do) run their numbers they add depreciation back into income so it can make your repayment capabilities look better if it is expensed as sec 179 vs just repairs.