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What % is a realistic guess on 20 year ROI for 401K/stock market ?
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sparrell
Posted 1/23/2026 06:57 (#11521470 - in reply to #11521026)
Subject: RE: What % is a realistic guess on 20 year ROI for 401K/stock market ?



GrainTrader - 1/22/2026 18:50

What number would you use for 20 years if you had to guess? Looking at our 401K’s and almost feel better about being able to retire before I’m 90 if things keep doing good. Medicare will probably kick in when I’m 85 for those in my age group, so we got that going for us… which is nice

6-8%?


Need more info. Do you plan on transitioning to less volatile/more stable investments as you age and approach the withdrawal stage?
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