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What % is a realistic guess on 20 year ROI for 401K/stock market ?
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FW30
Posted 1/22/2026 21:29 (#11521256 - in reply to #11521026)
Subject: RE: What % is a realistic guess on 20 year ROI for 401K/stock market ?


EC SD		With a long time horizon like 20 years, expect 6.9% returns annually after inflation. That is the trend line for last 154 years.

See:





(SP500 Mean Reversion to Trendline (full).jpeg)



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