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| If you are concerned about the long term financial health of tenant, you could propose a 10% rent discount with the entire amount being paid upfront. This would save the tenant some money, since the cost of borrowing for the rent would be less than the 10% savings. Also you would have the confidence that your rent will be paid this year.
If the tenant comes back and says they are unable to borrow any additional funds, you would then know that you are at greater risk of not being paid. Perhaps consider a new tenant
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