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NW Missouri | Everyone has their own situation and their own risk tolerance. Personally, I like fixed rate loans so there are no surprises. Can always refi later if rates drop, but if they go up, you are protected.
I've got one locked in for the full term at 4.3 that looks pretty good right now. If it had been a 5 year fix, I would never have had a chance to improve on that, and by now it would have jumped into at least the 6s.
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Land purchase interest rates
