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NC Ohio | CHM, in Barberton Ohio, has been excellent for us, and easy. Yes we have had claims large and small, and now we will soon both be on Senior Share, which is even more simple to deal with.
When Mrs. had a hysterectomy, CHM dealt directly with Cleveland Clinic, and we were not even involved much at all.
Some doctors ask for a few dollars up front before an outpatient procedure, for example, but we have never paid the hospitals or doctors upfront. As Jay said, they wait for insurance companies to pay , so they are very cooperative on discounts and payment terms.
It is a leap of faith to change from insurance to a Share program. Fear keeps a lot of people paying high monthly premiums for coverage with outrageous deductibles.
Tim | |
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