northeastern Ohio | Pvafarm - 1/1/2026 13:18
85K and you pay 5K. 24 years ago when we didnt have much when we had our second baby and paid out of pocket for birth. It was about 12K for delivery and they wouldnt budge. Was a small car payment for 2.5 years. I needed you to negotiate.
So when you don't pay anywhere close to what it cost that is no better than the indigent getting free health care and those folks are about crucified on here. Who do you think pays for you? Yeah, those of us that have actual health insurance. Yet nobody is trying to get to the issues and fix this system so everyone has decent coverage.
I've been in the same boat and about the same time frame. My second born is now 22 and we had about 10k bill for his delivery. This was before I had CHM. I was able to get a 27% discount on the bill and paid the rest out of pocket.
Your insurance is not paying my bill. The truth is that the $85k bill I received was inflated by the hospital. We all know it and we know why. It is inflated because insurance companies (and Medicare) always negotiate it down. Ask your doctor how much he/she actually gets from the insurance company for your visit. I see my mom's Medicare statements. Doctor bills $300 and Medicare pays $50. That is about an 80% discount!
I don't want to make this political, but this whole deal stinks. Hospitals (drug companies, doctors, ect )should not inflate prices by that much. I believe that after my negotiations, I am paying close to the actual cost for my treatment and that is the way it should be. The inflated prices are one of the biggest reasons your health insurance costs are out of control (and bloated administration cost). That is why the health share programs make sense to me.
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Health Insurance(again) and Health Share ministries?
