Posted 12/28/2025 17:34 (#11487354 - in reply to #11487334) Subject: RE: By the way......
That is quite an accomplishment and something to be proud of. Not ever individual needs debt. Some do need debt or they never get started, however. And some want debt to grow faster. In aggregate, a modern economy really is much better served having fractional reserve banking and a lender of last resort.