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How money is created
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Reality speaks
Posted 12/28/2025 12:35 (#11487000 - in reply to #11486702)
Subject: RE: How money is created


n. Illinois
I don't think its the credit quality that is the limiting factor for banks to make more loans.

Its the liquidity rules that are being imposed and tighten all of time forcing banks to hold more and more treasuries, (IE finance the federal debt)

Your competitor's have business that is just as strong as any borrower you currently have. you just need to get out there do a song and dance (lower interest rates) and grab it way from your competitor. Ignore Management when they tell you we don't sell of price. Of course they do its the only tangible thing a bank has to sell.
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