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Farming Without the Bank
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Kooiker
Posted 12/27/2025 21:08 (#11486412 - in reply to #11486226)
Subject: RE: Farming Without the Bank



Boone & Crockett - 12/27/2025 18:23

Kooiker - 12/27/2025 16:33

32 wcf - 12/27/2025 12:45 200k a year



$200k/year will buy a $10 million policy on a 75 year old male?     

How much would you be paying/year when Grandpa is still alive at 80?    What about 85?

Not even close. The average life expectancy for a 75 year old male is 10.92 years. The company needs to recoup all of its expenses, and build in a profit. And has 10.92 years to get it done. I could get a qoute from my broker, but I don’t waste peoples time just to prove a point.



I didn’t think that sounded even remotely close to reality.

Like I said, the house always wins. The insurance company isn’t in business to lose money.

I’d be surprised if the 10m policy on a 75 year old male wasn’t over 1m per year.


Edited by Kooiker 12/27/2025 21:11
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