Idk where I stand of the dry fertilizer debate, but (currently) I feel you need to feed the soil/plant something every year. So if your looking to cut I’d still spread some but cut it back, i spread some every year because of sulfur also. For seed treatment I’m only concerned if you’re planting early with the change of cool/wetter soils during very early growth. I’m personally only concerned with the fungicide aspect here. There idk. Foliars I’m coming around to on some, but it’s just from personal trusted sources. Not just what the coop is selling this year. So that may be something to cut. Fungicide on beans I’m having mixed results from personally. I’m worried it’s my timing. I’m also just using generic quilt or Lucenta. Maybe I need different AI’s? I’m going to try and scout better on beans and re educate myself this winter on fungicide for soys. Cutting some dry, possibly dropping seed treatments depending on planting date (because we can’t guess conditions this early), possibly drop foliars if you don’t have a proven ROI. And likely keep fungicides IMO…