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Doesn't look good ,
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reformedbanker
Posted 12/4/2025 06:44 (#11456449 - in reply to #11456299)
Subject: RE: Doesn't look good ,


I like Reality's posts because I value his perspective. I dont share this specific experience at all, broadly speaking anyway. Majority of our guys did pay down debt and increase WC. I put most in the buy equipment when needed camp. I believe our borrower base is likely better than most banks, however. In this line of work, that 20% that are struggling the most will consume 80% of the bankers time.

So majority arent loving it, but are hanging in there.

Otherside of the coin, the really tight lines are being renewed with firm written conditions. But we have declined renewals already for next year.
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