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 West Chazy, New York | Most health insurance agents can compare different plans for you. Ours has a software that compares various options and calculates the total cost including premiums, copays, and drugs. You need to give him a list of any medications you take. Everything varies by state, and in an undersupplied area like we live in, a big consideration is that some Advantage plans seriously limit where you can go because of who is in what network. Predictions are hard, but if you are anticipating major surgery, like a joint replacement, that can factor into your choice as well. Get signed up for A and B, then use a broker to decide if you want Advantage, a supplement, and/or a drug plan. Enjoy it as one of the few benefits of getting older. | |
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