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Pittsburg, Kansas | So far has not been a problem in SE Ks or SW Mo. We have hospitals in both towns within 25 miles of us that take Aetna's plan. As far as I know. But I have not checked recently because have not had much need for medical care in the last couple years. My local doctor takes it so visits there are free.
I hope they keep taking it locally. It has worked out for us fine so far. Doesn't mean it will in the future. We decided when we frist went PPO to take the savings we got from not having to buy supplemental insurance and put that in a seperate account just for the purpose if we got sick and had to meet some of the copays or deductibles. And I did have one 5 day hospital stay since then that there was some cost involved. But so far................ the key words so far.......... we are many thousand dollars ahead by being in a PPO. But we have so far at 71 stayed pretty healthy although I do have nearly a 40 year history of being diabetic. Only a few prescriptioons between us that are generic so free in our plan.
When I evaluated the different options six years ago when applying for Medicare my guestimate (and that is all it is for most) was if we remained relatively healthy (compared to the rest of the Medicare population) we would come out ahead going the PPO direction. My evaluation at the time was if a person is sickly or has lots of prescriptions and constant health issues going original Medicare with a paid supplement plan was a no brainer. I could be wrong but still feel that way. Also people that can't manatge or maintain savings for emergencies definitely should just pay the supplement insurance cost and not have to worry about it. We are not in that situation fortunately.
Edited by John Burns 10/28/2025 12:23
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Medicare supplement
